Many people are not sure what they need to get started.  The following items will help us get a good idea of each person’s financial situation during our initial meeting:

1. Most recent copy of all of your bills.
2. Photo ID.
3. Social Security Card.
4. The last 2 years of tax returns.
5. Proof of income for the past 6 months. (pay stubs, unemployment income, disability income, social security income, etc.)
6. Proof of value of any real estate you may own. (appraisal or comparative market analysis).
7. Most recent bank statements for all bank accounts.
8. Most recent credit report. (you can obtain one for free once a year at www.annualcreditreport.com).

The above items are required to prepare your petition.